Tide Referral Code: REFER200 & Get £200 FREE Cash

Tide Bank Referral Code: REFER200 & Get £200 FREE

Sign up for a Tide Business Bank Account & enter Tide Promo Code: REFER200 during registration to get £200 free cash added to your balance. £75 will be credited after you have completed £100 of transactions within 30 days & a further £125 will be credited when you deposit and hold £5000 in an Instant Saver Account within 30 days.

Tide debit card for hero image
Tide debit card issued to new user using referral code: REFER175

The business account built for small businesses

Tide stands out as one fo the fastest digital banking platform in the UK, tailored specifically for the unique requirements of small businesses and entrepreneurs. 

The platform enables swift, paperless account creation and boasts a suite of tools such as expense tracking, automated invoicing, instant alerts, and effortless compatibility with accounting programs like QuickBooks and Xero. Tide ensures security with multi-user access, round-the-clock customer service, and a business Mastercard to facilitate easy payments.

Sign up today with Tide Referral Code: REFER200

Open an account online today. Sign up takes a few minutes!

Registering for a Tide business account is amazingly quick and straightforward, intended to have you up and running in no time at all.

In contrast to conventional banks, which typically necessitate a lot of documentation and protracted approval periods, Tide provides an efficient online application procedure.

Just install the Tide app, submit your business information, and confirm your identity using a photo ID and a brief selfie.

Employing sophisticated security practices to safeguard your information, you can finalise the entire registration from the convenience of your home or workplace.

  • Go to Tide.co Or Mobile App Store

    You can apply at www.tide.co or you can complete the signup process using the Tide app available for both Android and IOS. You will need the app to complete the verification process.

  • Begin The Registration Process

    Click the signup button on the website or within the app. You will need to provide all the necessary personal and business details (don't forget to enter the referral code: REFER200 in the appropriate box during this stage)

  • Complete Identity Verification

    You will need to upload your identification and verify these with a quick selfie

  • Wait For Approval

    The whole application take a few minutes & you should get a decision very quickly. Start using your account right away with your in app details and your debit card should arrive in a couple of days

  • Complete Criteria For £200

    Don't forget to meet the bonus cash criteria within 30 days to receive your free £200

What are some of the amazing features of the Tide business account?

The Tide Business account offers a range of features and benefits specifically designed to cater to the distinct requirements of small and medium-sized enterprises in the UK.

Free Business Account

Tide offers a no-fee business account that provides essential banking services, making it perfect for small businesses and entrepreneurs. Manage your finances easily without worrying about monthly maintenance fees.

Fast Online Sign-Up

Open your business account within minutes, entirely online. Tide eliminates the need for lengthy paperwork or in-person visits to a branch, allowing you to get started with your business banking quickly.

Expense Tracking

Tide helps you keep your expenses in check by providing real-time tracking and categorisation. You can easily monitor your spending and attach notes or receipts to transactions, ensuring better financial control.

Invoicing Tool

Create and send professional invoices directly from the Tide app. Tide also tracks payments and reminds you of outstanding invoices, making it easier to manage your cash flow and billing.

Software Integration

Tide integrates seamlessly with popular accounting platforms such as Xero, QuickBooks, and FreeAgent. This allows for automatic syncing of transactions, simplifying your bookkeeping and reducing the risk of errors.

Expense Cards for Teams

Issue expense cards to team members and set individual spending limits. You can track their spending in real-time and control how much they can access, ensuring smooth operations without compromising financial security.

Company Registration

Tide allows you to register your business directly through their platform for a discounted rate. You can form your company and open a Tide business account simultaneously, making the process of starting a new business faster and easier.

Multi-User Access

Share access to your Tide account with team members, co-founders, or accountants. You can customise their permissions, ensuring they have the appropriate level of access to help manage your business securely.

Free £200 Cash

Get £200 credit added to your balance when you sign up using our Tide Promo code: REFER200 and complete the necessary steps.

Remember to use our Tide Referral Code: REFER200 when signing up

During the signup process you are presented with a field labelled Tide referral code straight after entering your email address, name and date of birth. See attached images. Make sure to enter the code: REFER200 in this box

This will activate the promotional offer. Now you just need to complete transactions totalling £100 within 30 days to receive your £75 FREE cash credited to your balance.

For a further £125 FREE you need to deposit £5000 in a Tide Instant Saver Account. 

See below screenshots from both the desktop and mobile app sign up process showing where to enter the referral code

Tide referral code: REFER175 - Where to add the code on mobile and desktop regsitation

You can click the button below to auto-populate the promotional code in the referral box at Tide. But make sure to double check!

Tide offers a FREE business bank account for new starters

Tide Bank offers a range of account options designed to suit every business need, from startups to growing enterprises. Their free business account comes with no monthly fees, providing essential banking services at no cost, making it ideal for small businesses and entrepreneurs looking to manage their finances efficiently without upfront costs.

For businesses needing additional features, Tide also offers paid plans like the Plus plan (£9.99/month) and the Cashback plan (£49.99/month). These paid plans offer added benefits, such as free transfers, lower fees for cash withdrawals and deposits, priority support, and expense management tools, ensuring businesses have the flexibility to choose a plan that best matches their scale and growth needs.

Tide pricing model with free plan

Check out our blog for all the latest on Tide Bank & current promotional offers

Our blog offers a wealth of knowledge and practical advice to help you

What Our Readers Say About Us & Tide

Tide is an amazing business account that has given me all the functionality I need for my small business. The REFER200 code for £200 free was an added bonus

Patricia Davisen

Patricia Davisen

Speaker & Founder
What our readers say

Frequently Asked Questions

All your most popular questions about Tide Bank and the promotional offer right here in one place.

What is the Tide Referral code?

When signing up to Tide enter the referral code: REFER200 in the relevant field to activate offer and get £200 FREE cash credited to your balance

When is the £200 FREE cash provided?

To receive your cash you need to have to have entered the promotional code during sign up (or clicked one of the promo links on this site). Then as soon as you complete £100 of transactions (within 30 days) you should see the £75 cash credited to your account. For a further £125 free you will need to deposit £5000 in your Tide Instant Saver Account. Payment will be within 6 weeks of each milestone being achieved.  

If you are already completing the registration process at tide.co then you can simply enter the code: REFER200 in the promo box. Alternatively you can click one of our links to auto populate the offer code for you and begin the registration process.

I cannot see where to enter the promo code - Can you advise?

We have provided a screenshot of the registration form (on this page) with the relevant field where you need to enter the code. If this does not work for you then we advise you to click through one of our special offer buttons to auto-populate the offer for you.

Who are Tide Bank?

Tide is a UK-based digital-only bank focused on providing business banking solutions for small and medium-sized enterprises (SMEs).

Are Tide Bank trustworthy?

Yes, Tide is regulated by the Financial Conduct Authority (FCA) and their funds are safeguarded in licensed UK banks, making them a trusted and secure option for business banking.

Over 600,000 small businesses currently use Tide

Who can get an account with Tide Bank?

Any small business owner, freelancer, sole trader, or registered company in the UK can open a Tide business account. You must be over 18 years old and there are a few types of businesses which cannot get an account at Tide. Full details are available at www.tide.co

Who owns Tide?

Tide is privately owned and backed by various investors, including venture capital firms like Anthemis and Augmentum Fintech.

Remember to sign up using code: REFER200

Are you ready to start your new business? Are you ready to open you new business bank account?

For a more comprehensive lists of FAQs please visit our partner site for a detailed breakdown of all questions and answers with contact details. Remember if you do decide to take up this exclusive Tide promo offer at a later date you will need to enter Tide referral code: REFER200 to get a FREE Business Account, FREE Ltd Company formation (if required), FREE £200 cash and Free 1 year of FREE bank transfers.

*See the full offer T&Cs here for further details. To benefit from the £200 cashback reward, make sure to complete £100 of transactions using your Tide debit card within 1 month of account opening for £75 Free. Deposit £5000 in a Tide Instant Savings Account within 30 days to receive another £125 Free. Tide offers bank accounts provided by ClearBank. ClearBank Ltd is Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 754568). Registered Address: 4th Floor, Prologue Works, 25 Marsh Street, Bristol, England, BS1 4AX.

© 2025 Made By Fas